Saturday, 15 July 2017


how to open US payoneer bank account

You can open and own U.S bank account as a non-U.S citizen through Payoneer. It is a checking account and hence you are provided with a master card which you can use on any ATM in the world. This implies that you will no longer wait to accumulate royalties or earnings from your online businesses to a certain threshold before you get paid by cheque. To register and apply for this payment solution now, click here.

How Payoneer U.S bank Account Simplified International Payment

As an author or publisher, freelancer, or an affiliate you can use this service to receive your royalties or earnings from Amazon KDP, Draft2Digital, Google AdSense, Fiverr, Upwork and many others. You can register with Payoneer now if you need an account through the link above.

How to Register and Apply For Payoneer U.S Bank Account

You can apply for the Payoneer Bank account for free through the link at the end of this write up. Once you successfully register, you will receive an email informing you of the approval.
Make sure you use your legal details same with the ones used in your online businesses account. The next email you will receive from them will contain your bank account details like (The name of the Bank, account number, routing number, and your holder name). To register and open the Payoneer bank account, click here and follow the steps below:
  • Yo to Payoneer website through the link at the end of this write up.
  • Fill the form provided with the required details.
  • Make sure you use a correct P.O Box mailing address or postal code of your area, house address, email, and phone number.
  • You will receive an approval email and account details through your email soon after registration.
  • In one of the emails you will be informed that your Payoneer card have been shipped through regular mail and the expected period of delivery.
  • From experience, the regular mail delivery is good but not too effective because the expected delivery period will pass sometimes without some people receiving the card. So, in such a case login to your Payoneer account and re-order the card but ask them to ship it through expedited shipping.

How to Submit the Required Documents

After successfully opening the account and while you await the delivery of the card, it is good you login to your Payoneer account using your email and password to submit the verification documents. At the bottom of the page, click on the button that ask you to submit evidence of your online business and identity card. Properly submit these documents.

You can now go to your online business accounts and enter your Payoneer usbank details appropriately. Make sure you select EFT as pay option and checking as type of bank account.

How to Re-order Payoneer Card

If after almost two months of application your card was not delivered by regular mail, then it is good you login to your Payoneer account to re-order it and then let them deliver it through expedited shipping via DHL which will cost you $40 and the card will be delivered to you in few days. The delivery cost will be taken from your Payoneer card and that was why I advised you to enter the account details into your online businesses account so that you will start receiving payments into it.

Note: Once you decides reorder another card in place of your missing or stolen card you will be charged extra $12 on ordering for a replacement. Also, to order your card via expedited shipping once the last regular shipment period is over without getting the card, use the "contact us" button at the bottom of the page and not through the manner you applied for reorder via regular mail shipment.

How to Activate Your Payoneer Card

Once you receive your Payoneer card, the next step is to login to your account and activate it. To do this, follow these steps:
  • Login to your Payoneer account.
  • Click on the "Activate" tab at the top of the dashboard.
  • Enter the card number in the field provided for it.
  • Enter your chosen PIN in the field provided for it.
  • Confirm the PIN by entering it again in the next field.
  • Click the ok button.

Note that in case you ordered more than once before the card was Delivered, you must select the appropriate card having the 16 digit number on the one delivered to you during the activation process.
Your Payoneer card is now activated and ready for use. This image shows the successful activation confirmation message.

How to Check Account Balance or Use/ Withdraw Cash

You can check your account balance by login toyour Payoneer account or through ATM as you go to shop online with your money. You can withdraw your fund in your local currency from any ATM that accepts master card worldwide or you shop online with your money and then sell off the product if you need the cash.

How to Refer Friends To Payoneer And Get $25 Reward

Refer people to use Payoneer and both of you will get a $25 reward once the person have received a total of $100 through his account. To register and apply for this payment solution now, click here.

How to Enter Your Payoneer usBank Account Details into Your Amazon KDP Account

The procedures for entering your Payoneer bank account details into your KDP account are described below and note that this procedure is similar to adding your Payoneer bank account to other online platforms that accepts it:
  • Login to your KDP account.
  • Scroll down to just after the tax interview and click on the "Add Bank'' link.
  • Select the country from the list which is US since Payoneer bank account is a US account.
  • Enter the bank name, account number, routing number, your name as the holder in the fields provided for them and select checking as the type of account. This will automatically be added to all the national market places.
  • Click on the + sign in front of each market place to confirm that EFT payment option is selected and also set the currency of your choice.

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Monday, 3 July 2017

Operating System

operating system

This is called the system software because it is the software that provides the infrastructures on which other computer programs/applications (runs). It is the most important software in a computer.

There are different types of Operating System (OS). Dome of them are premium software while others are either free or open source software. Both the premium and open source OS have similar functions but with varying capacities and uniqueness.

The following are the most common premium operating systems in no particular order.
  • Windows OS
  • Mac OS
  • Google Chrome OS
  • Android OS (Mainly for Phones and Tablets)

Windows Operating System

Windows Operating System is designed by Microsoft Corporation and primarily targeted to Intel architecture based computers. It is the most licensed Windows Operating System in the history of personal computers.

It was first released in 1985, as an operating environment running on top of MS-DOS, which was the standard operating system shipped on most Intel architecture personal computers at the time. In 1995, Windows 95 was released which only used MS-DOS as a bootstrap.

Over the years, Windows Operating System families now have newer editions like Windows XP, Windows 7, Windows 8, and Windows 10 and many Windows Server OS.

Mac Operating System

macOS is a line of open core graphical operating systems developed, marketed, and sold by Apple Inc. , the latest of which is pre-loaded on all currently shipping Macintosh computers.

It is the successor to the original classic Mac OS, which had been Apple's primary operating system since 1984. Unlike its predecessor, macOS is a UNIX operating system built on technology that had been developed at NeXT through the second half of the 1980s and up until Apple purchased the company in early 1997.

Google Chrome Operating System

This is an operating system based on the Linux kernel and designed by Google. It is developed out of the open in the Chromium OS open source variant and Google makes a proprietary variant of it.

It will interest you to know that Chromium OS targets computer users who spend most of their time on the Internet, and hence it is mainly a web browser with limited ability to run local applications, but has a built-in file manager, media player, and Android apps support.

It mainly relies on Internet applications used in the web browser to accomplish tasks such as word processing and it is the operating system shipped out in Chromebooks.

Android Operating System

This is mainly for Phones and Tablets. It is a mobile operating system developed by Google, based on the Linux kernel and designed primarily for touch screen mobile devices such as smart phones and tablets.

It user interface is mainly based on direct manipulation, using touch gestures that loosely correspond to real-world actions, such as swiping, tapping and pinching, to manipulate on-screen objects, along with a virtual keyboard for text input.

In addition to smart phones devices, Google has further developed Android TV for televisions, Android Auto for cars and Android Wear for wrist watches, each with a specialized user interface. variants of the Android OS. It is also the OS used on notebooks, game consoles, digital cameras, and some other electronics.

The following are the most common free or open source operating systems in no particular order.
  • Unix OS
  • Linux OS
  • Ubuntu OS

Unix Operating System

Unix was originally written in assembly language. It was later rewritten in C, developed into a large, complex family of inter-related operating systems which have been influential in every modern operating system.

Note that the Unix-like family is a diverse group of operating systems, with several major sub- categories including System V, BSD, and Linux. "UNIX-like" is a term commonly used to refer to the large set of operating systems which resemble the original UNIX.

Linux Operating System

Linux is UNIX-like operating system. The Linux kernel originated in 1991, as a project of Linus Torvalds, while a university student in Finland. He posted information about his project on a newsgroup for computer students and programmers, and received support and assistance from volunteers who succeeded in creating a complete and functional kernel.

Although Linux is Unix-like, it was developed without any Unix code, unlike BSD and its variants and because of its open license model, the Linux kernel code is available for study and modification, which resulted in its use on a wide range of computing machinery from supercomputers to smart-watches.

Ubuntu Operating System

Ubuntu is a Debian-based Linux operating system, with Unity as its default desktop environment. It is built on Debian 's architecture and infrastructure, to provide Linux server, desktop, phone, tablet and TV operating systems with an operating system.

It releases updated versions predictably every six months and each release then receives free support for nine months in the following areas:
  • Security fixes
  • High-impact bug fixes
  • Conservative and substantially beneficial low-risk bug fixes.

Any of these operating systems can definitely satisfy your OS need depending on the kind of computer user you are.

Although, for the sake of software programs or applications compatibility, it is always better to go for the popular and most commonly used ones like Windows OS, Mac OS, and Linux OS.

You can check out my book which is Live on Amazon.

Operating System is system software that manages computer hardware and application programs. It is the most important software that runs on a computer; while Windows Operating System which is a graphical user interface operating system developed by Microsoft is the operating system most personal computer users installed on their computers.

With this book, you will quickly learn and acquire the skills to understand and effectively get the best from your Windows Operating System Personal computer. These are what you will learn:
*Introduction to Operating System
*Windows Operating System Overview
*Windows Operating System Installation
"Basic Windows Operating System Operations (Tasks)
*Control Panel applets and their functions
*Disk Defragment
*Disk Partitioning
"Windows Operating System Upgrade
*System Restore
*How to Clean up a Virus Infested Personal Computer
*Disk Formatting

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Related posts

Android Application Development Tools
An Introduction to Computer Software

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Saturday, 11 February 2017

Android Application Development Tools

Android Application development is a trending technology area at the moment and having the skills set for this is very good and an improvement avenue for seasoned programmers and great place to start your programming career as a newbie or beginner.

The basic foundation required is Java programming. But you as kick start your learning process with android Application development as long as you are a fast learner and you put in the required attention and dedication.

Android Application Development Tools

There are three basic android applications development tools that you need for developing android Apps. These are:
  • Java Development Kit (JDK)
  • Android SDK
  • Eclipse
  • Android Studio

Java Development Kit

This is a highly professional cross-platform SDK platform created and regularly supported by Oracle Corporation.With a goal of providing specific implementation of Java SE, Java EE and Java ME platforms developers from all around the world use it. Because of its strong development support, this SDK package represents the most popular and widely used Java SDK platform for creation of both enterprise projects and open-source projects of all sizes. Popularity of Java Development Kit is present not only because of the absolutely astonishing set of tools, services and features that this package offers, but also because in late 2006 Oracle released this SDK under the GNU General Public License, making it free for everyone.

You can download JDK Offline Installer Setup by using this link. Download Java Development Kit now

Android SDK

This is the official software development package for developers who want to create Android Applications that can take full advantage from entire Android hardware and software ecosystem. With fully integrated software stack that enables seamless access to SDK tools, plugins and utilities, anyone can easily start producing your first Android applications. The core parts of Android SDK including Tools, Android Platform Tools, latest Android platform , and latest Android system image for emulator are already included in the package. However, according to your own requirements, you can change system images and create your application for any android OS version you require.

You can download Android SDK Offline Installer Setup by using this link. Download Android SDK now


This is an open source IDE package whose projects are focused on building an extensible development platform, runtimes and application frameworks for building, deploying and managing software across the entire software lifecycle.

It was built by the Eclipse Foundation, this great software package gives developers from all around the world true Cross-platform integrated development environment for building Java-based applications of all shapes and sizes. In addition to Java, Eclipse can also perfectly manage building projects in many popular programming languages such as C, C++, Perl, PHP, Python, Ruby, Fortran, Haskell, JavaScript, R, Groover, Scheme, Earlang, Scala, Lasso and many others.

You can download eclipse Offline Installer Setup by clicking this link: Download Eclipse now

Android Studio

This is a popular software development environment owned by Google that enables programmers and engenders from all around the world direct access to the tools for coding, debugging, performance optimizing, version compatibility checking, hardware
compatibility checking (various android devices and screen size, including tablets), and many other tools that can help developers to better automate process of coding and enable quicker iteration and discovery. Android Studio features all of those tools, including many that can help programmers to easily create their android-based project from conception to final distribution. That includes tools for design, test, debug, compiling and profiling your app.
Note that it is an alternative to Android SDK.

You can download Android Studio Offline Installer Setup by clicking this link: Download Android Studio now

Installation and Setting up the Development Softwares

You will need to first install Java Development Kit (JDK) because the other once requires Java runtime environment which is a component of JDK before they can be installed. Once you successfully install JDK, the next thing is to set its path.
You can now install the other two softwares that is Android SDK and Eclipse. After that, you should now get set to develop your first android application.

To accelerate your learning, you search for video and any other android development tutorials online.

You can check out my book which is Live on Amazon.

Computer software is a collection of machine-readable instructions that consist of encoded information which enable a user to interact with a computer. With this book, you will quickly learn the following:
  • Software Categories.
  • Software and their Functions.
  • Professions and Associated Software Programs.
  • Book/Digital Publishing Tools and Software.
  • Android Application Development Software and Resources
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An Introduction to Computer Software

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Wednesday, 1 February 2017

Apache OpenOffice Free Productivity Software

Apache OpenOffice

Apache OpenOffice software is an office and business productivity tool that you can use its programs to typeset and produce professional documents, prepare presentation document for delivery to an audience, analyze and perform computations, design graphics, etc.

Apache OpenOffice is an open-source office software suite that is very proficient and help you to save the money that you could have used to get a premium office software.

Advantages of Apache OpenOffice

Using Apache OpenOffice program has three major advantages as stated below:
  • It is a free and proficient application without any form of restrictions as you can save your Apache OpenOffice Writer document as a .doc file for instance to make it compatible with Microsoft Word.
  • For independent authors, Apache OpenOffice Writer document exported as PDF is of a higher quality to same done with Microsoft Word because of its better image output.
  • It also comes preloaded with lots of images in its gallery which you can use in your work.

Download Apache OpenOffice

You can download Apache OpenOffice software for free once you are connected to the internet. Ensure you select either 32bits or 64bits version according to your system requirements. Download it now by using this link: Apache OpenOffice

Install Apache OpenOffice

Once you have downloaded the Apache OpenOffice software into your computer, you can now proceed to install it.

It do not require any activation key being an open-source software. Just double click on the installer and then click the "yes" button to permit the installation. Follow through the installation processes and then click the "finish" button once installation is complete.

Using Apache OpenOffice

You can now go ahead and enjoy this great and proficient application in the following areas.
  • You use the Apache OpenOffice "Text Document" Writer which is a word processor to typeset, edit, and proofread your document just as you use Microsoft Word.
  • You use the Apache OpenOffice "Presentation" to create or design a presentation document just as you use Microsoft PowerPoint.
  • You use Apache OpenOffice "Spreadsheet" which is a spreadsheet program to perform computations, Analysis of data, financial documentation etc just like you use Microsoft Excel. 
  • You use Apache OpenOffice "Database" which is a Dada management program to collect and manage large amount of data just like you use Microsoft Access.
  • You use Apache OpenOffice "Drawing" which is a graphics design program to design custom graphics. 
  • You use Apache OpenOffice "Formula" for writing and editing mathematical formulas. 

Note that most of its shortcuts a the same with Microsoft Office programs and hence that makes it even easier to get started with this application.


There are many Apache OpenOffice extensions available that you can use to get more from this software. Download Apache OpenOffice extensions available at SourceForge here.

You may like to check out my Microsoft Excel book on Amazon, Barnes & Noble, Kobo, Apple or any other of your favorite eBook store.

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Related posts:
  1. Tips for the Beginners Indie Author
  2. How to Open U.S Payoneer Checking Bank Account and Use it to Receive Royalties via EFT 
  3. How To Use Microsoft Word to Format Your Manuscript as an eBook
  4. eBook Cover Design Tips
  5. Tips on eBook Formatting and Preparation for Publishing

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Saturday, 31 December 2016

Photoshop Skills

Photoshop tips

Photoshop is a raster graphics design and editor software. It is an handy tool for graphics designing and photography.

Getting Started With Photoshop

The best way to quickly build your Photoshop skills is to first study the software environment or interface. This will enable you to get yourself familiar with its tools and other components of the software.

Photoshop Tools

Photoshop has some great tools that you will enjoy using once you get to know their functions.

The various Photoshop tools are described below:

Marquee Tool

This Photoshop tool can be used to make selections that are single row, single column, rectangular or elliptical and the selected can then be edited without affecting the rest of the image.

Lasso Tool

This tool is the freehand version of the marquee tool.  It is used to make a custom selection by drawing the selection by freehand.

Shape Tools

Photoshop have different tyoes of shape tools such as polygons, rectangles, rounded rectangles, and ellipses.

Measuring and Navigation Tools

Photoshop tools that fall in this category are: Eyedropper tool, Handtool, and Zoom tool.
The eyedropper tool is use to select a color from an area of an image and samples it for future use.
The zoom tool is use to enlarge the part of an image to have a closer view.
The hand tool is use to pan an image by moving it in any direction.

Pen Tool 

This tool creates precise paths that
can be manipulated using anchor points.

Eraser Tool

This Photoshop tool is used to erase content on an active layer.

Moving Tool 

This Photoshop tool can be used to highlight a part of an image and manually relocate the selected piece to anywhere on the canvas.  It can also be used to drag the entirety of a layer.

Cropping Tool

This Photoshop tool can be used to select a particular area of an image to save that selected portion and discard the portions outside the selection.

Magic Wand Tool

This Photoshop tool selects areas of an image based on pixels of similar values. A single click will select all neighboring pixels of similar value within a pre-set tolerance level.

Clone Stamp Tool

Photoshop Clone Stamp tool is use for duplicating objects or removing a defect in an image. It is use to colour one part of an image over another part of the same image. This same is true for any document or layer.

Selection Tools

Photoshop selection tools are used to select all or part of an image to perform retouching operations on it or copy the image.

Slicing Tool

Photoshop slice tool is used to divide an image into different sections. It is very useful in website design and development where the separate parts of a sliced image can be used as pieces of a web page by applying HTML and CSS to them.

Photoshop File Format

The default file format of Photoshop is PSD (PhotoShop Document). Others are JPG and GIF.

What You can Do with Photoshop

You can use Photoshop in retouching or editing an image (Photography) or in create custom images (Graphics design).

Related Posts:

  1. CorelDRAW Skills
  2. eBook Cover Design Tips
  3. Web Design and Development

If you want to quickly build your Photoshop skills, you can check out my Photoshop book which is available in Amazon.

Photoshop Fundamental: The
How of Photoshop

Adobe Photoshop is good graphic software that you can easily learn and use most especially if you already have a basic knowledge of computer. With Photoshop, you can design graphics, edit pictures, create animation, and do paint work. You can then output your work as a .PSD, JPEG, PDF,or GIF and many other formats.

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Thursday, 15 December 2016

How To Use Microsoft Word to Format Your Manuscript as an eBook

Microsoft Word for eBook formatting

Some indie authors who are techy use Sigi or Calibre softwares to format their manuscrips for publishing as an eBook which requires the knowledge of HTML and CSS.  But many still prefer using Microsoft Word to format their manuscript for publishing as an eBook and then save it as a .doc document or .docx document. If you are the type that prefer this second option, then this Will surely interest you.

As an indie author, properly formatting and editing your manuscript should be your highest priority. To do this rightly, the following guides will be of great help to you in professionally formatting your manuscript to acceptable standard of major eBook publishing and distribution platforms like Amazon Kindle Direct, Smashwords and Google books.

eBook Formatting Tips

Once your book is well written and properly formatted, you will surely get good feedback from readers in the form of sales and positive reviews. 
  1. Save the manuscript in Microsoft word as a .doc document (Save As 1997-2003).

  2. Properly edit and proof read, as well as removing all tab and spacebar spaces. To do this, ON the Show/Hide MS word feature to guide you.

  3. Create and use custom styles to format the front and end matter of your book.

  4. You can directly apply Bold, Italics, and Underline where necessary.

  5. Create the working Table Of Content using the Bookmarking method which converts well in both Smashwords and Amazon KDP Direct unlike inserting table of content through Reference menu which is not acceptable  in Smashwords.

  6. Simulate the eBook with your smart phone device to have a feel of it. If you are convinced it is great, congrats.

  7. Login to your platform account and follow through the procedures to publish it.

  8. Spread the news of your book being live on your published platforms.

  9. Start implementing your planned promotional strategies.
Good luck. You now know the basic tips to get your manuscript professionally formatted using Microsoft Word.
The next thing is to apply this eBook formatting knowledge in formatting your next book.
If you recently published à title, then it is time to start work on your next book too.

Related posts:
  1. Tips for the Beginners Indie Author
  2. How to Open U.S Payoneer Checking Bank Account and Use it to Receive Royalties via EFT
  3. Microsoft Word
  4. eBook Cover Design Tips
  5. Tips on eBook Formatting and Preparation for Publishing

You can check out this my new book on how to hack through eBook publishing and marketing skills which is live on Amazon.

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You can also check out this my blog post here if you need any further clarifications on the Payoneer Bank account opening and entering the account details in your Amazon KDP account.

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Tuesday, 29 November 2016

An Introduction to Computer Software

Computer software

Computer software is any set of machine-readable instructions that directs a computer’s processor to perform specific operations.

NOTE: The second part of computer components is “hardware” which is the physical components of the computer.

Just like the spiritual controls the physical, computer softwares controls the hardware.


Some of the basic different categories of  computer softwares are listed below:
Anti-virus (Avast, AVG)
Anti-spyware (Spybot, Spyware Terminator, USB Security)
Benchmarking (PC wizard, RamDisk, hwMonitor)
Developer Tools (Dreamweaver, Notepad++, Inno setup, NetBeans, Eclipse, JavaSDK, Compozer, PHPMYSQL)
Browser and Plugins (Firefox, Chrome, Operamini, Interet Explorer, Netscape, Filezilla, FireFTP)
CD, DVD and Blue-ray (Burnware)
Cleaning and Tweaking (C-cleaner, Recuva, Revouninstaller, Rufus, MyDefrag, Wise Registry)
Compression and Backing up (WinRAR)
Desktop Enhancement (Rapid typing tutor, RocketDock, Search Everything, Dexpot, Wise Auto Shutdown)
Drivers (Wireless, Sound,)
File sharing (TeraCopy, Explorer)
File Transfer and Network (Filezilla, FireFTP, Free Download Manager, Kitty, Hotspot Shield)
Firewalls and Security (Microsoft Essential)
Imaging and Digital Photo (Google Earth, Photoshop, CorelDraw)
MP3 and Audio (Audacity, VLC)
Video (Movie maker, VLC, Windows Media Player)
Messaging and Chat (Skype, Nimbus)
Office and Business Tools (Adobe reader, Sumatra PDF, Microsoft Office programs, PDF Password Remover, FeedDemon)
Engineering (MATLAB, AutoCAD, Solid works, ANSYS).

Related Posts

Android Application Development Tools

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